Payroll Deducted Benefits
We want to make sure that you have all of the information that you need in order to ensure that the coverage you choose meets your needs. Our professional benefits counselors are well versed in the underwriting intricacies of each policy, and are here to navigate through the choices for you. We believe in personal service. When you call us, you will not have to go through a interactive voice response system - you will be speaking with a live person from the moment your call is connected.
Prepare For The Unexpected, By Choosing Voluntary Benefits To Turn Financial Uncertainty into Financial Security.
Current Product Information
Underwritten by: Transamerica Financial Life Insurance Company
Disability:
- Individual coverage only.
- Maximum benefit available based upon salary and current benefits.
- Provides coverage for on and off the job incidents.
- On the job injuries are paid at up to 40% of the regular monthly benefit.
- Waiver of Premium benefit.
- Portable. You can take it with you if you change jobs, as long as you maintain the premiums.
Accident:
- Provides 24hr lump sum accident only benefits.
- Accident disability rider available.
- Pays lump sum directly to you.
- Available as individual or family coverage.
- Dependents are covered until they reach age 26.
Universal Life Insurance:
- Employee, Spouse and Child coverage options.
- Minimum Guaranteed Interest Rate.
- Annual Report of your policy values.
- Income Tax-free death benefit for your beneficiary.
- Considered a permanent form of insurance.
- Option to use the policy to purchase reduced benefit, paid up insurance.
Critical Illness:
- Pays a lump sum in the event of:
- Cancer
- Heart Attack
- Stroke
- End Stage Renal Failure
- Major Organ Transplant
- Coronary Atery Disease
- Employee and family coverage options.
- Children covered up to age 26.