Labor Union Benefit Services, Inc.
Teamsters 804 Members

Your Voluntary Benefit Administrators
Toll Free (877) 367-5827
Fax (732) 414-1840

Making Premium Payments While You are Not Working

You must maintain your premium for your policy while you are out of work. You can send your weekly deduction to us, and we will forward it to the insurance company for you. Call or contact us, and we can provide you with your payment amount.

You can send a check or money order made payable to:
Total Benefit Systems Trust
PO Box 585
Farmingdale, NJ 07727-0585

You may also pay online.

You are required to continue to make premium payments until you return to work, or you reach premium waiver.

Waiver of Premium benefits are only for select Allstate Life Insurance Company of NY and Transamerica Financial Life Insurance Compnay products.